King of Coverage: a blog about insurance.

  • Why Are Homeowners Insurance Rates Going Up? Blame It on the Lumber (and More!)

    It’s no secret: homeowners insurance prices are climbing, and the culprit might surprise you. It’s not just inflation or natural disasters—it’s the skyrocketing cost of building materials. Let’s break it down. The Cost of Rebuilding If disaster strikes, your insurance helps rebuild. But what happens when the cost of materials—like lumber, concrete, and drywall—goes through…

  • Bumpy road of Auto Insurance Claims…

    Have you ever faced the unexpected chaos of a rogue shopping cart meeting your car in the parking lot? While this might seem like a minor mishap, it can lead to a whirlwind of insurance claims, paperwork, and repairs. But fear not! King of Coverage is here to guide you through this bumpy journey with…

  • Exploring the Current Trends Shaping the Auto Insurance Landscape

    The auto insurance industry is undergoing significant transformations, driven by technological advancements, evolving consumer preferences, and regulatory changes. Here’s a deep dive into the key trends currently shaping the auto insurance sector: In conclusion, the auto insurance industry is at an exciting juncture, with new technologies and trends redefining traditional practices. As these trends evolve,…

  • What are specific insurance coverages a landscaper should consider?

    Certainly! A landscaper should consider the following specific insurance coverages: Each landscaping business may have unique needs, so it’s important to consult with an insurance agent or broker to ensure all potential risks are adequately covered. As we delve into the heart of your profession, it’s crucial to recognize that your work, while it shapes…

  • What are specific insurance coverages that electricians should consider?

    Electricians face unique risks associated with their profession, so having the right insurance coverages is essential. Here are some specific insurance coverages electricians should consider: It’s essential for electricians to consult with an insurance agent familiar with their industry to ensure they have the right coverages tailored to their specific needs.

  • What is a Medicare Scope of Appointment?

    Navigating Open Enrollment: The Importance of the Scope of Appointment for the Insured As we dive into the heart of the Medicare open enrollment season, understanding the nuances of navigating your healthcare options is crucial. One key tool in this journey, often overlooked but immensely powerful, is the Scope of Appointment (SOA) form. For the…

  • “Considering wedding insurance? Let’s talk about why it might be a good idea:

    Of course! Here’s the 90-second discussion, tailored specifically for brides-to-be: “Hey, lovely brides-to-be! With all the excitement and planning going into your big day, have you considered wedding insurance? Let’s dive into why it might be a comforting addition to your wedding checklist: Ladies, amidst the dress fittings, cake tastings, and venue visits, think about…

  • Why Business owners should call their agent before starting a new venture

    A contractor should call his insurance agent before starting a new venture for several reasons: In short, proactively discussing any changes or new ventures with an insurance agent ensures that the contractor is adequately protected and compliant with any insurance-related requirements.

  • Auto Accident Tips

    What to Do When Your Car Breaks Down: A 90-Second Safety Checklist Hey there, readers! Imagine you’re driving down the road, and suddenly your car comes to a halt. It’s a nerve-wracking situation, right? Well, every second counts in such moments, and that’s why we’ve put together a quick checklist of what to do in…

  • Dwindling Homeowners markets

    By: Rodney A. Cook. November 2, 2023 “Understanding How Insurance Companies Decide to Insure Your Home” Introduction: Welcome to The King of Coverage’s Royal FAQ Corner, where we demystify the world of insurance! In this blog post, we’ll explore how insurance companies decide which homes to insure. Whether you’re new to the world of insurance…

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